Completion of Redemption

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News Release

Cabot Financial (Luxembourg) S.A.

Cabot Financial (Luxembourg) S.A. announces the completion of its conditional redemption

of its outstanding £67,805,000

8.375% Senior Secured Notes due 2020

At a price of 102.094% of the Principal Amount Thereof

(Regulation S Notes: Common Code 095467555, ISIN XS0954675558)

(Rule 144A Notes: Common Code 095467539, ISIN XS0954675392)

November 19, 2018 — Cabot Financial (Luxembourg) S.A. (the “Issuer”) announces the completion of its redemption (“Redemption”) of its outstanding £67,805,000 8.375% Senior Secured Notes due 2020 (the “Notes”).  The Redemption was made upon the terms and conditions of the notice of redemption dated as of November 8, 2018 (the “Redemption Notice”), pursuant to Section 3.07(a) of the indenture governing the Notes, at a purchase price equal to 102.094% of the principal amount of the Notes on the date of purchase plus accrued and unpaid interest, from and including the date of the most recent payment of interest on the Notes to (but excluding) the Redemption Date.

The Redemption was subject to the terms and conditions set forth in the Redemption Notice. Capitalized terms used and not otherwise defined in this announcement have the meanings ascribed to them in the Redemption Notice.

For media enquiries, please contact:

Becky Cimelli

PR Manager, Cabot Credit Management Limited

Tel: +44 (0) 7780 495082

Email: [email protected]

For Investor Relations:

Mr. Craig Buick

Chief Financial Officer, Cabot Credit Management Limited

Tel: + 44 (0)1753 724 049

Email: [email protected]

Forward-Looking Statements

The statements in this press release that are not historical facts, including, most importantly, those statements preceded by, or that include, the words “may,” “believe,” “projects,” “expects,” “anticipates” or the negation thereof, or similar expressions, constitute “forward-looking statements” within the meaning of the securities laws of certain jurisdictions. These statements may include, but are not limited to, statements regarding the actual terms of the notes, the completion, timing and size of the proposed private offering, the anticipated use of proceeds from the offering. For all “forward-looking statements,” the Issuer and Cabot Credit Management Limited claim the protection of any available safe harbor for forward-looking statements contained in such securities laws. Such forward-looking statements involve risks, uncertainties and other factors which may cause actual results, performance or achievements of the Issuer and Cabot Credit Management Limited and its subsidiaries to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. The Issuer and Cabot Credit Management Limited disclaim any intent or obligation to update these forward-looking statements. Given these risks and uncertainties, you should not rely on forward-looking statements as a prediction of actual results.